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Opinions and deep dives on the money decisions calculators can't answer for you.

Money Basics

How to Compute Your 13th Month Pay the Easy Way (2026)

Divide your monthly basic salary by 12 and multiply by the months you worked this year. Here's that shortcut with worked examples for a full year, a new hire, a mid-year raise, and unpaid absences.

3 min read
News

BSP Raises Key Rate to 5% in Third Straight Hike as Inflation Seen Averaging 6.4% This Year

The Bangko Sentral ng Pilipinas has lifted its policy rate to 5.0%, the third 25-basis-point increase since April, with inflation now forecast at 6.4% for 2026 and 4.5% for 2027. The next Monetary Board meeting is October 22. Here's what the hike means for your savings, your loans, and the digital bank rates that haven't moved.

2 min read
Money Basics

Diesel Rolled Back ₱7.57. Why Your Commute Still Costs More

Diesel dropped ₱7.57 a liter on September 29, but jeepney and bus fares don't move with the pump. Gasoline barely budged, and the DOE now sees gasoline and kerosene going up again next week. Here's where prices stand compared with September 1 and what that means for a monthly commute.

4 min read
Money Basics

September Inflation Could Hit 7%. What That Leaves of the ₱60 Raise

The BSP expects September inflation between 6.4% and 7.4%, ending four months of easing. The PSA releases the official figure on Tuesday, October 6. Metro Manila's ₱60 raise is an 8.6% increase on paper. After a year of price increases, it's worth closer to ₱8 to ₱15 a day. Here's the math.

5 min read
News

SSS Pensioners Who Retired June to August Get 10% Increase Starting September

The second tranche of the SSS Pension Reform Program reaches its last batch of pensioners on September 1: members whose retirement, disability, or death claims fell between June 1 and August 31, 2026. Existing pensioners got the increase early, in June. Here's who gets what, when, and what comes in 2027.

3 min read
Money Basics

Fares Up, Diesel Up ₱18 in September, and a Transport Strike This Week — What Commuters Need to Know

Jeepney, bus, taxi and TNVS fares went up on September 28 after the DOTr lifted a six-month suspension. Diesel rose ₱18.31 a liter in three weeks before a partial rollback, two transport groups are striking this week, and the government's UPLIFT aid is being extended. Here's where things stand.

8 min read
Money Basics

The Discord Ban Is Lifted — After About a Day, and One Big Precedent

CICC and DICT confirmed the block on Discord has been lifted after the company committed to a resident agent, a green lane and stronger child-safety measures. Access is back. What doesn't go back is the precedent that a platform can be switched off in 24 hours without a court.

4 min read
Money Basics

Discord Went Dark and 15,000 Filipino Freelancers Lost a Workday

Discord is unreachable on Globe, GOMO, TNT and DITO. The people carrying the cost are virtual assistants, community managers and web3 contractors whose clients, job boards and paid communities all live inside it. Here's the income math, and the backup setup worth building now.

5 min read
Money Basics

₱755 a Day in Metro Manila From September 26 — DOLE's New Wage Order NCR-28

The NCR minimum wage finally moves to ₱755 this Friday, but not through the wage order you read about in July. That one was frozen by a court. Here's what NCR-28 actually pays, why the raise took two attempts, and what to check on your payslip.

5 min read
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