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Philippine Salary & Payroll Calculator

Quick Net Salary Check

Alamin agad kung magkano talaga ang uuwiing sahod mo. I-type lang ang buwanang gross sa Quick Net Salary Check at lalabas ang kaltas — SSS, PhilHealth, Pag-IBIG, at buwis.Calculators for your take-home pay, mandatory contributions, taxes, and benefits — updated for 2026.

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Wages & Benefits

How to Generate Your SSS Salary Loan PRN (My.SSS, Step by Step)

Your approved salary loan doesn't get you a payment slip automatically — you have to generate the Payment Reference Number yourself on My.SSS. Here's exactly where to click.

3 min read
Wages & Benefits

How to Pay Your SSS Salary Loan via GCash (Using Your PRN)

Once you have a PRN, paying your SSS salary loan through GCash takes under a minute — GBills, search SSS, enter the reference number. Here's the exact screen-by-screen flow.

2 min read
Wages & Benefits

SSS Salary Loan: How Much You Can Actually Borrow (2026)

SSS doesn't lend against your salary — it lends against a capped, rounded number most guides gloss over. How the Monthly Salary Credit ceiling works, 8% vs 10% interest, and what you'd actually receive.

7 min read

Latest Guides

Wages & Benefits

How to Pay Your SSS Salary Loan via GCash (Using Your PRN)

Once you have a PRN, paying your SSS salary loan through GCash takes under a minute — GBills, search SSS, enter the reference number. Here's the exact screen-by-screen flow.

2 min read
Wages & Benefits

How to Generate Your SSS Salary Loan PRN (My.SSS, Step by Step)

Your approved salary loan doesn't get you a payment slip automatically — you have to generate the Payment Reference Number yourself on My.SSS. Here's exactly where to click.

3 min read
Money Basics

Bank Home Loan vs. Pag-IBIG Housing Loan: Which One Actually Wins?

Lower rate and a 30-year term, or a faster approval and a bigger ceiling? The real math behind Pag-IBIG vs. bank financing for a Philippine home loan, at four loan sizes.

10 min read
Wages & Benefits

How to Compute Your PhilHealth Contribution (2026)

PhilHealth is a flat 5% of your monthly basic salary, split evenly between you and your employer — but a ₱10,000 floor and ₱100,000 ceiling change the math at both ends. Worked examples at minimum wage, ₱50,000, and ₱100,000.

3 min read
Money Basics

The MP2 Ladder Strategy: Turn Pag-IBIG MP2 Into Yearly Passive Income

A single Pag-IBIG MP2 account only pays out once, after 5 years. Open a new one every year instead, and by year five you have one maturing every year after — a simple way to turn a lump-sum-only program into a yearly payout.

5 min read
Wages & Benefits

SSS Salary Loan: How Much You Can Actually Borrow (2026)

SSS doesn't lend against your salary — it lends against a capped, rounded number most guides gloss over. How the Monthly Salary Credit ceiling works, 8% vs 10% interest, and what you'd actually receive.

7 min read

Top Calculators

Taxes & Income

Income Tax Calculator

Enter your monthly salary and see the withholding tax, SSS, PhilHealth, and Pag-IBIG taken out of it.

Try it nowTaxes & Income

13th Month Calculator

Check how much of your 13th month and bonuses stays tax-free, and what happens past the ₱90,000 cap.

Try it nowTaxes & Income

Overtime & Holiday Pay Calculator

Worked past 8 hours, on a rest day, or on a holiday? See the premium your employer owes you, night differential included.

Try it nowSavings & Investments

MP2 Savings Estimator

Project what a 5-year MP2 contribution grows into, whether you take the dividends yearly or compound them.

Try it nowSavings & Investments

Digital Bank Interest Calculator

Compare Maya, SeaBank, GoTyme, and the rest — with the 20% withholding tax already taken off.

Try it nowLoan Calculators

Home Loan Calculator

Work out the monthly amortization on a Pag-IBIG housing loan or bank financing before you commit.

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