Guides

The reasoning behind the calculators — tax tables, contribution rules, and payslip checks, explained with worked examples you can follow line by line.

Wages & Benefits

SSS Contribution Table 2026 - Employers and Employees

The full SSS contribution table for employers and employees, bracket by bracket — Monthly Salary Credit, EE and ER shares, the EC add-on, and where the ₱35,000 ceiling actually goes.

7 min read
Wages & Benefits

SSS Contribution Table 2026 for Household Employers and Kasambahay

The SSS contribution table for household employers and kasambahay — the same EE/ER/EC split as any other employer-employee pair, plus the Batas Kasambahay rule that shifts the entire bill to the employer at low pay.

5 min read
Wages & Benefits

SSS Contribution Table 2026 for Overseas Filipino Workers

The SSS contribution table for OFWs — mandatory coverage under RA 11199, a higher ₱8,000 salary credit floor than every other membership type, and the full 15% paid without an employer's share.

4 min read
Wages & Benefits

SSS Contribution Table 2026 for Self-Employed Members

The full SSS contribution table for self-employed members — no employer to split the bill with, so you owe the entire 15% yourself. Bracket-by-bracket amounts and how to pick your own MSC.

4 min read
Wages & Benefits

SSS Contribution Table 2026 for Voluntary Members and Non-Working Spouses

The SSS contribution table for voluntary members and non-working spouses — same 15% self-paid rate as self-employed members, but with its own MSC rule for spouses tied to a working partner's record.

4 min read
Wages & Benefits

How to Pay Your SSS Salary Loan via GCash (Using Your PRN)

Once you have a PRN, paying your SSS salary loan through GCash takes under a minute — GBills, search SSS, enter the reference number. Here's the exact screen-by-screen flow.

2 min read
Wages & Benefits

How to Generate Your SSS Salary Loan PRN (My.SSS, Step by Step)

Your approved salary loan doesn't get you a payment slip automatically — you have to generate the Payment Reference Number yourself on My.SSS. Here's exactly where to click.

3 min read
Money Basics

Bank Home Loan vs. Pag-IBIG Housing Loan: Which One Actually Wins?

Lower rate and a 30-year term, or a faster approval and a bigger ceiling? The real math behind Pag-IBIG vs. bank financing for a Philippine home loan, at four loan sizes.

10 min read
Wages & Benefits

How to Compute Your PhilHealth Contribution (2026)

PhilHealth is a flat 5% of your monthly basic salary, split evenly between you and your employer — but a ₱10,000 floor and ₱100,000 ceiling change the math at both ends. Worked examples at minimum wage, ₱50,000, and ₱100,000.

3 min read
Philippine Tax & Money Guides | Sahod PH