Do I Need to Pay Tax on My Online Income? (2026)
Freelancing on Upwork, Fiverr, or for clients abroad? When you actually need to register with the BIR, what you owe below ₱250,000, and why no one withheld tax from your payout.
6 min read
Guides
The reasoning behind the calculators — tax tables, contribution rules, and payslip checks, explained with worked examples you can follow line by line.
Philippine Maternity Leave Rules Explained (RA 11210)
105 days of paid maternity leave, the solo parent extension, the 7-day father allocation, and how the SSS benefit actually gets computed and paid.
4 min read
The MP2 Ladder Strategy: Turn Pag-IBIG MP2 Into Yearly Passive Income
A single Pag-IBIG MP2 account only pays out once, after 5 years. Open a new one every year instead, and by year five you have one maturing every year after — a simple way to turn a lump-sum-only program into a yearly payout.
5 min read
Night Shift Differential in the Philippines: The 10% Premium Explained
Who's entitled to the 10% night shift differential, who's excluded, and how it stacks — multiplicatively, not additively — with overtime and holiday pay.
4 min read
How to Register with Pag-IBIG Fund (HDMF) in 2026
Getting your Pag-IBIG MID number through Virtual Pag-IBIG — the Registration Tracking Number, required documents, and paths for employees, self-employed, OFWs, and non-working spouses.
3 min read
Paternity Leave in the Philippines: What RA 8187 Actually Covers
7 days of employer-paid paternity leave, who qualifies, the 4-delivery limit, and why it isn't reimbursed by SSS the way maternity leave is.
3 min read
How to Register for PhilHealth in the Philippines (2026)
Getting your PhilHealth Identification Number (PIN) online — the Member Portal, the PMRF form, and the different registration paths for employees, self-employed, and voluntary members.
3 min read
Philippine Holidays 2026: Full List and What Each One Pays
All 2026 holidays in the Philippines at a glance: 12 regular holidays, 8 nationwide special non-working days, the Eid'l Fitr and Eid'l Adha dates, and the ASEAN Summit days off in Cebu and Metro Manila, plus the pay rules if you work or don't work on each.
4 min read
How to Get an SSS Number in the Philippines (2026)
Step-by-step SSS registration for employed, self-employed, and voluntary members — the My.SSS portal, required documents, and mistakes that get accounts flagged.
4 min read